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Schwab is a registered broker-dealer, and is not affiliated with Cardinal Wealth Partners or any advisor(s) whose name(s) appear(s) on this website. Cardinal Wealth Partners is/are independently owned and operated. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Cardinal Wealth Partners under which Schwab provides Cardinal Wealth Partners with services related to your account. Schwab does not review the Cardinal Wealth Partners website(s), and makes no representation regarding information contained in the Cardinal Wealth Partners website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.